Rewards Checking

Benefits of Rewards Checking Include: 
  • Interest earned on any amount
  • No minimum balance requirement
  • No monthly maintenance fees
  • All Nationwide ATM fees refunded

To earn these rewards, you must use the following services each month:

  • Use Debit card for at least 10 Point of Sale (P.O.S.) transactions
  • Have at least one Direct Deposit or Draft from an outside source.
  • Access Internet Banking
  • Receive eStatements

 

Questions and Answers

You do not receive all the “rewards”; however, you will still receive the interest rate tier of our NOW Account based on the average collected balance on your account for the statement period.

If you qualify for either our Student Checking or Ideal Accounts, you will receive your checks per those account agreements, otherwise; check charges will apply.

No. Only transactions used to purchase goods and services will qualify as a required check card transaction. (POS Purchases Only)

No. Requirements must be met during each statement cycle.

Computer access and a valid email address are required in order to have Rewards Checking. If you do not have your own computer, you must at least have an email address and access to a computer to view your monthly statements online.

Statements can be printed or saved from your online access. Images can be accessed and printed individually from your online account transactions for approximately two statement cycles. Copies requested from Customer Service will be provided at $4.00 per statement or $5.00 per statement with check images.

Yes. This is a variable rate account and the rate may change at any time.

You will receive your “Rewards” at the end of each statement period.

When you meet the requirements for Rewards Checking during your statement period, a refund of incurred fees will be made to your account and then on a daily basis for the remainder of the statement cycle.

No. There is no minimum balance requirement.

Yes. The system will consider your account as a Rewards Account for the current cycle.

No.

Yes. Overdraft Protection is available upon qualification.

Yes. Your account number will not change if the card is on the same account number that is converted to Rewards Checking.

You will need to come into a customer service location to complete the appropriate paperwork or contact a Customer Service Representative for other arrangements.