Annual Percentage Yield (APY) as of 3/3/2010. Variable rates subject to change without notice. Regular fees or other conditions could reduce the yield.
| CERTIFICATES OF DEPOSIT |
| TERM |
RATE |
APY |
COMPOUNDING |
MINIMUM DEPOSIT |
| 32 DAY |
1.14 |
1.15 |
AT MATURITY |
$500.00 |
| 3 MONTHS |
1.14 |
1.15 |
AT MATURITY |
$500.00 |
| 6 MONTHS |
1.25 |
1.25 |
AT MATURITY |
$500.00 |
| 12 MONTHS |
1.64 |
1.65 |
QUARTERLY |
$500.00 |
| 18 MONTHS |
2.08 |
2.10 |
QUARTERLY |
$500.00 |
| 24 MONTHS |
2.13 |
2.15 |
QUARTERLY |
$500.00 |
| 30 MONTHS |
2.13 |
2.15 |
QUARTERLY |
$500.00 |
| 36 - 60 MONTHS |
2.28 |
2.30 |
QUARTERLY |
$500.00 |
Interest penalty is required for early withdrawal.
| PERSONAL ACCOUNTS |
| ACCOUNT TYPE |
RATES |
APY |
COMPOUNDING |
MINIMUM OPENING
DEPOSIT |
| PEOPLES SAVINGS |
0.25 |
0.25 |
SEMIANNUALLY |
$100.00 |
| CHRISTMAS SAVINGS |
0.25 |
0.25 |
AT MATURITY |
$50.00 |
| HEALTH SAVINGS ACCOUNT |
|
|
|
|
| < $1,000 |
0.50 |
0.50 |
|
$25.00 |
| > $1,000 |
0.75 |
0.75 |
|
$25.00 |
| > $5,000 |
1.25 |
1.26 |
|
$25.00 |
| MONEY MARKET ACCOUNT |
|
|
|
|
| >$2,500 |
0.25 |
0.25 |
MONTHLY |
$500.00 |
| >$10,000 |
0.75 |
0.75 |
MONTHLY |
$500.00 |
| > $20,000 |
1.00 |
1.00 |
MONTHLY |
$500.00 |
| > $100,000 |
1.15 |
1.16 |
MONTHLY |
$500.00 |
| > $250,000 |
1.40 |
1.41 |
MONTHLY |
$500.00 |
| REWARDS CHECKING |
1.75 |
1.76 |
MONTHLY |
$100.00 |
| IDEAL CHECKING |
|
|
|
|
| > $500 |
0.10 |
0.10 |
MONTHLY |
$100.00 |
| NOW ACCOUNT |
|
|
|
|
| > $500 |
0.10 |
0.10 |
MONTHLY |
$500.00 |
| > $2,500 |
0.15 |
0.15 |
MONTHLY |
$500.00 |
Truth-in Savings disclosures available upon request.