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Home Mortgage Loans

Home Mortgage Loans

Open the door to your dream home. We can help make it happen — with the help of a neighborly rate, flexible terms, and several convenient mortgage options. So you can start the next chapter of your life, without shortchanging your life's savings.

The Peoples Bank works to find the right solution for your family whether that's through refinancing, or through a FHA, VA, USDA, or Conventional loan.

The Peoples Bank works with you to provide you and your family with the mortgage solution that fits your needs. Find the mortgage you need, including:

  • Several convenient mortgage options
  • Flexible terms
  • Competitively low interest rates
  • Plus, mortgage refinancing available!

Mortgagee Clause
The Peoples Bank ISAOA ATIMA
1921 E Greenville St
Anderson, SC 29621

See if you can save with a lower rate at the Peoples Bank. We may be able to cut the monthly cost of your mortgage payment. Even switch from an adjustable rate mortgage (ARM) to a fixed rate.

Is Refinancing Right for You?

  • Determine how much refinancing at a new rate will save you per month.
  • Evaluate the closing costs associated with refinancing your current mortgage.
  • Calculate how many months it will take for your savings to equal your closing costs.

The resulting number of months is your break-even point. If you plan on staying in your home past that time, each additional month is extra savings in your pocket. But don't worry about crunching numbers on your own. We'll work with you to figure out precisely what you can save and if refinancing is in your family's best interests.

If you're looking to build your home or make home improvements, we have the construction perm loan that’s right for you!

  • Up to 90% Loan-to-Value
  • Competitively low interest rates and fees
  • Draw funds stage-by-stage to cover construction costs
  • Pay interest only on funds used; starting at first draw
  • Local Anderson, SC, decision-making
  • Professional, personal service