Ideal Checking

Do you currently have an account with The Peoples Bank?

Earn interest with an easy-to-use checking account created for our account holders who are looking to enjoy life to it's fullest during their golden years. Ideal Checking is exclusive to account holders age 50 or better.

Enjoy a complimentary box of standard checks each year, alongside safe deposit box discounts. Plus, competitive interest payouts, and no monthly maintenance fee when receiving eStatements.

  • Exclusive to ages 50 or better
  • Competitive interest payouts
  • No monthly maintenance fee when receiving eStatements
  • Safe deposit box discounts
  • Free online banking & bill pay
  • Free mobile banking*
  • Free eStatements
  • Free Visa® debit card
  • Get access to our overdraft protection, Advance Plus**
  • Low $100 minimum deposit to open
  • IDProtect®, Identity Theft Monitoring and Resolution Service (Registration/Activation Required).1

Do you currently have an account with The Peoples Bank?

Complete Truth-In-Savings disclosures are available upon request.

Other bank fees such as non-sufficient fund fees/fees for paying/returning overdrafts may be imposed based upon customer transactions.

*Wireless carrier data rates may apply.

**Subject to credit approval.

1 IDProtect service is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner.  Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students.  For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members.  For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered).   Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household. Insurance product is not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.