1 If eStatements are requested through Retail Online, no Paper Statement Fee will be assessed.
2 In order to achieve Tier 3 interest rates and receive ATM fee refunds, the following conditions MUST BE MET EACH STATEMENT CYCLE: (Transaction conditions must post/settle to the account)
- Conduct at least 10 point-of-sale transactions
- Have at least one direct deposit or draft transaction from an outside source
- Access Online Banking
- Receive eStatements
3 Special Program Notes: Deductible and limits apply. Cellular phone bill must be paid through the account. The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named on the certificate of insurance.
4 Some benefits require registration/activation. IDProtect service is a personal identity theft protection service available to personal checking account owners, their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.