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Insure your entire CD investment, up to $50 million — all while earning at the same competitive rate across the board. The Certificate of Deposit Account Registry Service (CDARS) delivers full FDIC insurance, while letting you streamline multiple CDs through one banking relationship.

No sorting through stacks of statements or year-end tax forms, just a secure, simplified solution to better manage your money.


  • Retain FDIC insurance on CD investments up to $50 million
  • One consistent, competitive interest rate
  • See all your CDs on one easy-to-read monthly statement
  • Enjoy one consistent banking relationship
  • Simplify money management with one year-end tax form
  • Insure deposits beyond the $250,000 FDIC limit

Learn More

Visit to learn more about how CDARS works, find answers to common questions, and access other helpful information.