Rates

*APY = Annual Percentage Yield. Rates effective as of July 7, 2016. Fees may reduce earnings.

Checking Rates

ProductBalanceInterest Rate PaidAPY*Compounding
Ideal Checking $500 - $2,499.99 0.05% 0.05% Monthly
Ideal Checking $2,500 & Up 0.08% 0.08% Monthly
Rewards Checking

When qualifications are met.

$0.00 0.20% 0.20% Monthly

Savings Rates

ProductBalanceInterest Rate PaidAPY*Compounding
Peoples Savings $0.00 0.10% 0.10% Quarterly
Christmas Savings $0.00 0.10% 0.10% At Maturity

HSA Rates See Details

BalanceInterest Rate PaidAPY*Compounding
$0 to $999.99 0.10% 0.10% Monthly
$1,000 to $4,999.99 0.15% 0.15% Monthly
$5,000 and up 0.20% 0.20% Monthly

CD Rates See Details

ProductInterest Rate PaidAPY*Compounding
32 Day 0.20% 0.20% At maturity
3 Months 0.20% 0.20% At maturity
6 Months 0.20% 0.20% At maturity
12 Months 0.35% 0.35% Quarterly
18 Months 0.40% 0.40% Quarterly
24 Months 0.60% 0.60% Quarterly
30 Months 0.60% 0.60% Quarterly
36-60 Months 0.90% 0.90% Quarterly

Penalties may be imposed for early withdrawal of CDs.

Money Market Rates See Details

BalanceInterest Rate PaidAPY*Compounding
$0 - $499.99 0.00% 0.00% Monthly
$500.00 - $9,999.99 0.10% 0.10% Monthly
$10,000 - $19,999.99 0.15% 0.15% Monthly
$20,000 - $99,999.99 0.15% 0.15% Monthly
$100,000 - $249,999.99 0.20% 0.20% Monthly
$250,000 & Up 0.20% 0.20% Monthly

Interest bearing demand deposits are variable and may change after opening. Fees may reduce earnings.